The model that we are building with [Paytm] banks and financial services is definitely worth replicating in the world. A winner here is a man of steel. What is the one trend that you wish you had started? When 3G came, consumers virtually had computers with internet connections. From thought to execution — at what precise juncture did you see it taking shape? We, for the first time, have a technology customer base in the country and for any industry to be successful, home base is a great test run. They were just called smartphones.
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