The studies explain their findings based on the fact that men tend to engage in certain riskier behaviors, rather than any predisposed gender conditioning. As they say , "Your personal driving record and claims history play a much bigger role, which means a safe-driving gentleman can expect to pay less than an accident-prone gentlewoman. Photo via Wikimedia Commons. Some insurance businesses, like Progressive , have given men the option to play a monitor in their car that allows the company to track their speeds. They also found there's a 22 percent likelihood that men will fall asleep while driving, but there's only a 12 percent chance women would make the same error. From stand-up comedians to the Daily Mail , chauvinists have pushed the stereotype portraying women as shitty drivers, but as any dude who has even bought car insurance knows, men pay more for car insurance because providers prefer female drivers.
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